One front door for your APIs, your partners and your AI
Publish, secure and charge for your APIs, open a portal your partners integrate through on their own, and govern AI consumption with spend limits and personal data protected. Built to a bank's standard: every call audited and isolated per customer.
Built for banking. Useful wherever an API is critical.
The demands of a regulated bank — an audit trail of every call, data isolated per customer, personal data masked — are what any organisation wants and few platforms give. Pick who you are and see what changes.
Open your bank without opening your core
Publish BIAN APIs over the systems you already run, operate Open Finance with consent and third-party registration, and modernize at a pace you can pause and reverse.
BIAN v14, Open Finance Colombia, ISO 20022
Share clinical and policy data without losing control of it
Every request recorded and attributable, personal data masked per field, and each partner limited to what their agreement covers. What an audit asks for is already on the platform.
Masking per sensitivity, complete audit trail, isolation per organisation
Interoperate between agencies without a project per integration
One catalogue, one portal and one way in for every institution that consumes your services, with approvals, quotas and a record of who accessed what.
Portal with self-service, approvals per consumer, quotas per agreement
Turn your APIs into a product, and your AI into a cost you control
Plans per consumer, usage measured and billable, and AI models behind a gateway with spend limits so a runaway agent is not a runaway invoice.
Metering per consumer, tiers and quotas, spend limits per customer
Your business, usable by AI, governed
The two halves an agent needs, the brain and the hands, on one governance plane. Not experimental AI: AI a bank can audit.
AI Gateway
One entry point to AI models. Pick the model for each use case and switch it without your teams rewriting anything, with spend limits per customer and personal-data protection, so you use AI without exposing the bank.
MCP tools
The APIs you publish become governed AI tools. An external agent doesn't just reason: it runs real operations through the same governed path, routed, transformed, under the customer's subscription.
One plane
Brain and hands under one credential and one trail. Every model call and every operation is audited, with sensitive data masked and everything isolated per customer. The reason a bank can say "yes" to AI.
Buy only what your organisation needs
Five modules that combine freely. Most customers start with the gateway and add the rest when they need it, and adding one changes a setting rather than your platform, your integrations or your team.
API Gateway
A single secure front door
Put your services behind one entry point: authentication, keys per partner, usage limits and a complete record of every call. In production in weeks, without touching your systems.
For: anyone who already has APIs and needs to secure and expose them.
See the moduleAI Gateway
Governed AI, without exposing the bank
One entry point to AI models and your APIs turned into AI tools, with spend limits per customer and personal data protected.
For: teams putting AI into production and opening their APIs to agents, with control.
See the moduleAPI Management
Govern your whole catalogue
Publish, version and retire APIs under control, with approvals and usage limits per partner. Your partners integrate on their own through a portal, without a single support ticket.
For: teams with many APIs and many consumers to coordinate.
See the moduleOpen Banking
Open finance without touching your core
Third-party registration, customer consent and the regulator's standards, ready to operate. No BIAN and no migration required: point it at the internal APIs you already have. What normally takes a year of project arrives configured.
For: neobanks with no legacy core, and banks with an open-finance mandate.
See the moduleBIAN Native
Modernize your core without replacing it
The international banking standard over the systems you already run, and a progressive migration you can pause, measure and reverse at any point.
For: banks modernizing a legacy core without stopping the business.
See the moduleYou never migrate away from FEDARA. You grow inside it.
The APIs you publish on day one keep working when you add Open Banking or modernize your core. Same platform, same portal, same team, one more module. And the modules are independent: open finance does not wait for a core migration.
One platform, from your channels to your core
Your applications, third parties and AI enter through one governed place. Below, your cores coexist while you modernize at your pace.
FEDARA doesn't replace your core: it connects to both and manages the transition whenever you decide to make it.
13 Core Capabilities
Everything your bank needs to operate, govern and open up to AI, on one platform
AI Gateway
One governed entry to AI models. Pick the model per use case, decide what each model is protected from, and control spend per customer, counted the way each vendor bills it.
AI Tools (MCP)
Your published APIs become governed AI tools. Each agent calls only the tools it was granted, and every call and what it returns passes the same guard policy.
AI Agents
26 specialized agents for integration mapping, API lifecycle management, and operations. Works ON TOP of your core.
API Gateway
Usage limits, intelligent routing, request transformation and isolation per customer.
API Governance
Version management, lifecycle policies, deprecation workflows, and compliance audit trails.
Developer Experience
Official BIAN API contracts, versioned and documented. Developer portal, sandbox and real-time monitoring.
Security & Identity
SSO with any identity provider, role-based access, field-level masking and centralized security roles.
Compliance Engine
Compliance scoring, evidence collection, audit packages and the controls of Colombia's open finance regime, each one's status following from its evidence.
Real-Time Events
Event bus, change capture and webhook delivery with retries. All your systems in sync, in real time.
Observability
Full visibility with monitoring, distributed tracing, alerting and SLA tracking. A dedicated installation also sends it to your own monitoring system.
Executive Analytics
C-level dashboards, KPI tracking, consolidated metrics across all domains.
Monetization
Meter, price and bill your API and AI consumption: budgets, wallets, cost allocation by area and per-consumer plans.
Migration Engine
A phased migration you can pause, measure and reverse at any point, without downtime.
Enterprise-Ready Capabilities
Built to the standard a regulated bank has to meet
AI-Powered Operations
26 specialized AI agents for system mapping, API lifecycle management, and operations monitoring.
BIAN-Native Integration
Built on the BIAN v14 standard: official contracts, 96 service domains and 108 business scenarios ready to run.
Legacy Modernization
Coexistence strategy that lets you run legacy and modern systems simultaneously.
Compliance & Governance
Compliance management with evidence collected automatically, audit packages and a status per control that follows from its evidence.
Event-Driven Architecture
Real-time event streaming and webhook management for seamless system integration.
Developer Experience
Every API published under the BIAN standard, versioned and ready to integrate.
Business Scenarios
Visual design and orchestration of complex business flows across multiple service domains.
26 Specialized AI Agents
Governed AI, platform operations and integration, working across your estate
AI Gateway
2 agentsCore
2 agentsAPI Lifecycle
6 agentsOperations
4 agentsIntegration
7 agentsMapping
5 agentsBuilt for Every Financial Institution
Tailored solutions for your specific needs
Regional Banks
Zero-downtime modernizationModernize legacy systems without disruption. Run both systems in parallel while gradually transitioning customers.
Digital Banks
Rapid time-to-marketDeploy modern channels and AI capabilities in weeks. Connect to any core system with BIAN-compliant APIs from day one.
Fintechs
Standards-compliant from startBIAN-compliant API infrastructure out of the box. Focus on your product, not banking plumbing.
Credit Unions
Member-focused AIMember-centric AI assistants that understand your cooperative mission and deliver personalized service.
Don't see your use case? Let's discuss how FEDARA can adapt to your needs.
The banking layer, in depth
BIAN v14 over the systems you already run, the standard's coverage in your catalogue, and a migration you can pause, measure and reverse. This is the BIAN Native module, and it is the part a bank asks about.
The bar is a bank's
Built with compliance and security at its core
Audit 360
Every operation audited, end to end
BIAN v14
Aligned with the BIAN v14 standard
ISO 20022
ISO 20022 message transformation
Data Isolation
Data isolated per institution, and every internal call carries a signed identity
AI Agents
26 AI Agents
Compliance
Regulatory controls for Open Finance Colombia
Open Finance
Open Finance Colombia under Decree 368/2026, ready to operate
Secure Identity
Your customers authenticate with your own identity system. We never see a credential
Ready to Transform Your Operations?
Publish your APIs, open them to your partners and govern your AI on one platform, built to the standard a bank has to meet.