Products

BIAN Native

Modernize your core without replacing it

The international banking standard over the systems you already run, and a progressive migration you can pause, measure and reverse at any point. Nothing is switched off, and nothing depends on a big-bang date.

What you get

The standard over your core

BIAN v14 service domains published as APIs, translated to what your legacy system already speaks: 96 domains and 108 business scenarios ready to run.

Both cores at once

Legacy and new core answering side by side, with the routing decided per operation and visible in every response.

A migration you can reverse

Shadow mode, gradual traffic, and going back on any operation without a release.

ISO 20022 and events

Message transformation and an event for every state change under a versioned contract, delivered to your warehouse, an endpoint or a search index with the masking each destination requires.

Who it is for

Banks modernizing a legacy core without stopping the business.

100% BIAN

Built on BIAN

Aligned with the Banking Industry Architecture Network v14 standard

Party Lifecycle Management
Customer Onboarding
/PartyLifecycleManagement
Customer Credit Rating
Credit Scoring
/CustomerCreditRating
Regulatory Compliance
Regulatory Reporting
/RegulatoryCompliance
Customer Relationship Management
Customer 360
/CustomerRelationshipManagement
Document Services
Digital Documents
/DocumentServices

Interoperability

Connect with any BIAN-compliant system without additional development

Regulatory Compliance

APIs designed to meet international banking regulations

Time-to-Market

Reduce integration time from months to weeks with standardized contracts

BIAN v14

96 BIAN Service Domains

From the BIAN v14 standard, ready to use. These are the most requested

Credit & Lending

Ready to use
Consumer Loan
Credit Facility
Credit Risk Models
Credit Risk Operations
Customer Credit Rating
Underwriting
Mortgage Loan
Disbursement
Collections

Payments

Ready to use
Payment Rail
Payment Order Initiation
Card Transaction Capture
Transaction Authorization
Current Account

Risk & Compliance

Ready to use
Fraud Model
Fraud Evaluation
Regulatory Compliance

Customer

Ready to use
Customer Relationship Management
Customer Offer
Party Reference Data Directory

Supporting

Ready to use
Savings Account
Product Directory
Document Directory
Sales Product Agreement
BIAN v14 Service domain catalogue

Seamless Migration Strategy

Transition from legacy to modern systems without disruption

Legacy Core100%
New Core0%

Shadow Mode

New core receives traffic copy, no response. Validate processing without risk.

0% Live Traffic
Legacy Core95%
New Core5%

Canary Release

Route 5% of traffic to new core. Monitor performance and errors.

5% Live Traffic
Legacy Core50%
New Core50%

Gradual Migration

Progressively increase traffic percentage based on confidence.

5-95% Live Traffic
Legacy Core0%
New Core100%

Full Migration

100% traffic on new core. Legacy system on standby for rollback.

100% Live Traffic

Zero Risk

Validate in production without affecting users

Instant Rollback

Switch back to legacy system in seconds

Real-Time Metrics

Compare performance between systems

Built to a bank's standard

Every call audited and attributable, data isolated per customer, personal data masked per field. Requirements a regulated bank cannot avoid, and that any organisation handling sensitive data wants.

It grows with you

Every module runs on the same platform, the same portal and the same team. Adding one changes a setting, not your architecture.

Ready to Transform Your Operations?

Publish your APIs, open them to your partners and govern your AI on one platform, built to the standard a bank has to meet.